A Super Boost to Household Wealth

Record superannuation holdings are picking up the slack from the residential property market, driving big increases in Australia’s level of household wealth.

New Australian Bureau of Statistics data shows that Australian household wealth reached a record $19.39 trillion in the June 2026 quarter with superannuation investment making up a record $4.7 trillion of that.

Residential property still remains that largest component of household wealth despite land and dwelling values recording a quarterly decline of 0.2%.

During the quarter superannuation assets increased by 5.2%.

Australian households hold $12.90 trillion in residential property assets (67% of total wealth).

Our bank accounts are also flush despite cost-of-living pressures with $2 trillion held in cash and deposits.

ABS head of finance statistics, Dr Mish Tan, says the fall in the contribution to household wealth by residential land and dwellings is a result in lower property prices.

“The mean dwelling price fell by 0.7% with falls seen across New South Wales, Victoria and the Australian Capital Territory,” she says.

The ABS data shows a seasonal rise in new loans for housing during the quarter, driven by both owner occupies and investors. Households borrowed $70.7 billion in long-term loans and $1.9 billion in short-term loans.