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Property Investing – After the Budget

The proposed Federal Budget changes to Negative Gearing and Capital Gains Tax have created significant debate across Australia. But what do the numbers actually say?
In this special episode of The Hotspotting Podcast, Tim Graham is joined by Joey D’Agata from Gameplans to move beyond the headlines and explore the real-world impact of the proposed reforms. Using live financial modelling, Joey walks through a series of investment scenarios comparing the current rules against the proposed changes.
Together, they examine how these changes may affect cash flow, borrowing capacity, capital gains tax, and long-term wealth creation. More importantly, they explore whether the proposed reforms should actually change the way investors approach property investing moving forward.
Topics covered include:
✅ What has actually changed with Negative Gearing and CGT
✅ The difference between new and established property under the proposed rules
✅ How deferred tax credits work
✅ Real-world portfolio modelling examples
✅ The impact on borrowing capacity and cash flow
✅ Why long-term capital growth remains critical
✅ Can investors still achieve their wealth and passive income goals?
The conclusion may surprise you. While the rules may be changing, the modelling suggests the long-term outcomes for many investors may not be dramatically different from what the headlines imply. If you’re a property investor, considering your next purchase, or simply trying to understand what these proposed changes could mean for your future, this is an episode you won’t want to miss.
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📞 Strategy Sessions with Terry Ryder & Tim Graham
Throughout June, we’re offering personalised one-on-one Strategy Sessions designed to help investors understand how these proposed changes may affect their portfolio, borrowing capacity, future acquisitions, and long-term wealth plans. As a special bonus, everyone who books and completes a Strategy Session during June will receive a complimentary signed copy of Terry Ryder’s latest book, “Why Property Values Rise”.
For more information, visit: https://www.hotspotting.com.au/strategy-session
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Disclaimer: This video is provided for general information and educational purposes only. The information discussed is general in nature and does not take into account your personal objectives, financial situation, or needs. It should not be considered financial, taxation, legal, or investment advice. Before making any investment or financial decisions, you should seek independent advice from appropriately qualified professionals and consider your own individual circumstances.